How long have you been a customer at your bank? Five years? Ten to fifteen years? Forever? For most people, it is a long-term commitment. It's easier to switch banks or join a credit union than you think.
You may not be familiar with the concept of a credit union. And if you think they’re the same as a bank, you may be missing out on something great. There is a real difference, and it starts from the very beginning.
We hear about inflation a lot lately. Gas prices are up. Electricity is up. And there isn’t much we can do about it. If we need it, we need it. Most folks adjust the budget accordingly to make those mandatory items affordable. But that means less money for everything else.
There are differences between Credit Unions and Traditional Banks. Since we are the Ashland Community Credit Union, we may be biased. Still, we honor the truth and think that everyone deserves it, not just a version of it. So here is a list of key differentiators, the way we see them.
It may be hard to know if it makes sense to take advantage of an advertised interest rate. We did a historical study to look at trends. This article tells you what you need to know about today's rates.
It used to be that election cycles were once every four years. Now they never seem to start or end. It can affect you financially, and here's how to make the most of a trying time.
Inflation is a natural part of any economy. It is always there. This helpful article talks about how you can better navigate high prices and stretch your budget farther, even if you have a lower credit score.
The economy is roiling, jobs are becoming scarce, and inflation is high. All of these things can impact your ability to take care of your family and pay your bills on time. Sometimes, paying bills comes last. Debt Consolidation, Credit Counseling and Debt Settlement are options to consider.
It may seem counterintuitive that taking on debt can increase your credit score. In truth, it can be one of the best ways to do so. Alas, getting a loan with a low credit score is often difficult, depending on where you apply.