Loans

Rates are subject to change.
Membership eligibility is required.

Secured Loans (Autos, Boats, Motorcycles, etc.)
TERM		LOWEST ANNUAL PERCENTAGE RATE	HIGHEST ANNUAL PERCENTAGE RATE
24 Months		4.00%	15.25%
36 Months		4.25%	15.50%
48 Months		4.35%	15.60%
60 Months		4.45%	9.70%
66 Months		4.55%	8.30%
72 Months		4.80%	5.05%
84 Months		N/A	N/A
Late Fee: You will be charged a late fee of $25.00 if you are over 10 days past due. Collection Costs: You promise to pay all costs of collecting the amount you owe under promissory note to the extent permitted by State law. As a condition of receiving collateral loans, you must obtain full insurance coverage on any secured loan.

Share Secured Loans
TERM		LOWEST ANNUAL PERCENTAGE RATE
Unlimited repayment period		4.00%

Unsecured Loans
TERM		LOWEST ANNUAL PERCENTAGE RATE	HIGHEST ANNUAL PERCENTAGE RATE
12 to 60 Months		11.00%	17.00%



Home Equity Loans Up to 10 Years
PERCENT OF EQUITY	TYPE	LOWEST ANNUAL PERCENTAGE RATE	HIGHEST ANNUAL PERCENTAGE RATE
Up to 70%	Variable	N/A	N/A
Up to 70%	Fixed	N/A	N/A
Up to 80% - 90%	Variable	N/A	N/A
Up to 80% - 90%	Fixed	N/A	N/A
Up to 100%	Variable	N/A	N/A
Up to 100%	Fixed	N/A	N/A

First Mortgage Loans
Due to fluctuating rates, please call ACFCU for a First Mortgage Rate quote.

Board of Directors:

President
Sharon Paullin
Vice President
Mark Holsinger
Secretary
Edna Cox
Treasurer
Dan O’Connell
Board member
Brent Soles
Board Member
Ronald Atkinson
Board Member
Tonya Gregg

Staff Members:

CEO/Manager
Dan O’Connell
COO
Bobbie Chokenea
Lead Teller
Kerri Schaub
Loan Officer
Jade Behrendsen
Teller
Denita Fulton