Today's Rates

Promotional Rates

Promotional Specials
ACCOUNT TYPE	MINIMUM BALANCE	ANNUAL PERCENTAGE RATE	ANNUAL PERCENTAGE YIELD
Accumulator - 12 Month	>$5.00 per week	0.25%	0.25%

Deposit Account Rates

Share Rates Anticipated as of March 29, 2010
Certificate of Deposit Rates as of March 29, 2010

Share Accounts
ACCOUNT TYPE	MINIMUM BALANCE	ANNUAL PERCENTAGE RATE	ANNUAL PERCENTAGE YIELD
Regular Shares and Reg X	$100.00	0.10%	0.10%
Youth	$25.00	0.25%	0.25%
Education	$100.00	0.10%	0.10%
Christmas and Vacation Clubs	$100.00	0.10%	0.10%
Draft	$500.00	0.00%	0.00%

Money Market Accounts
ACCOUNT TYPE	MINIMUM BALANCE	ANNUAL PERCENTAGE RATE	ANNUAL PERCENTAGE YIELD
Money Market Checking - Tier I	$1,000 to $4,999.99	0.10%	0.10%
Money Market Checking - Tier II	$5,000 to $24,999.99	0.20%	0.20%
Money Market Checking - Tier III	$25,000 or more	0.30%	0.30%

IRA Accounts
ACCOUNT TYPE	MINIMUM BALANCE	ANNUAL PERCENTAGE RATE	ANNUAL PERCENTAGE YIELD
IRA Shares	$100	0.10%	0.10%
IRA Conduit and Education	$100	0.10%	0.10%
IRA Roth-Contribution and Conduit	$100	0.10%	0.10%
IRA SEP Accounts	$100	0.10%	0.10%

IRA Certificates
ACCOUNT TYPE	MINIMUM BALANCE	ANNUAL PERCENTAGE RATE	ANNUAL PERCENTAGE YIELD
6 Month Regular	$250	0.15%	0.15%
12 Month Regular	$250	0.25%	0.25%
6 Month Jumbo	$250	0.25%	0.25%
12 Month Jumbo	$250	0.35%	0.35%

Share Certificates: Regular
ACCOUNT TYPE	MINIMUM BALANCE	ANNUAL PERCENTAGE RATE	ANNUAL PERCENTAGE YIELD
3 Month	$500	0.10%	0.10%
6 Month	$500	0.15%	0.15%
9 Month	$500	0.20%	0.20%
12 Month	$500	0.25%	0.25%
18 Month	$500	N/A	N/A
24 Month	$500	0.45%	0.45%
30 Month	$500	N/A	N/A
36 Month	$500	0.50%	0.50%
48 Month	$500	0.60%	0.60%
60 Month	$500	1.00%	1.00%

Share Certificates: Jumbo
ACCOUNT TYPE	MINIMUM BALANCE	ANNUAL PERCENTAGE RATE	ANNUAL PERCENTAGE YIELD
3 Month	$10,000	0.20%	0.20%
6 Month	$10,000	0.25%	0.25%
9 Month	$10,000	0.30%	0.30%
12 Month	$10,000	0.35%	0.35%
18 Month	$10,000	N/A	N/A
24 Month	$10,000	0.55%	0.55%
30 Month	$10,000	N/A	N/A
36 Month	$10,000	0.60%	0.60%
48 Month	$10,000	0.70%	0.70%
60 Month	$10,000	1.10%	1.10%

Loan Rates

Rates are subject to change.
Membership eligibility is required.

Secured Loans (Autos, Boats, Motorcycles, etc.)
TERM		LOWEST ANNUAL PERCENTAGE RATE	HIGHEST ANNUAL PERCENTAGE RATE
24 Months		4.00%	15.25%
36 Months		4.25%	15.50%
48 Months		4.35%	15.60%
60 Months		4.45%	9.70%
66 Months		4.55%	8.30%
72 Months		4.80%	5.05%
84 Months		N/A	N/A
Late Fee: You will be charged a late fee of $25.00 if you are over 10 days past due. Collection Costs: You promise to pay all costs of collecting the amount you owe under promissory note to the extent permitted by State law. As a condition of receiving collateral loans, you must obtain full insurance coverage on any secured loan.

Share Secured Loans
TERM		LOWEST ANNUAL PERCENTAGE RATE
Unlimited repayment period		4.00%

Unsecured Loans
TERM		LOWEST ANNUAL PERCENTAGE RATE	HIGHEST ANNUAL PERCENTAGE RATE
12 to 60 Months		11.00%	17.00%



Home Equity Loans Up to 10 Years
PERCENT OF EQUITY	TYPE	LOWEST ANNUAL PERCENTAGE RATE	HIGHEST ANNUAL PERCENTAGE RATE
Up to 70%	Variable	N/A	N/A
Up to 70%	Fixed	N/A	N/A
Up to 80% - 90%	Variable	N/A	N/A
Up to 80% - 90%	Fixed	N/A	N/A
Up to 100%	Variable	N/A	N/A
Up to 100%	Fixed	N/A	N/A

First Mortgage Loans
Due to fluctuating rates, please call ACFCU for a First Mortgage Rate quote.

Board of Directors:

President
Sharon Paullin
Vice President
Mark Holsinger
Secretary
Edna Cox
Treasurer
Dan O’Connell
Board member
Brent Soles
Board Member
Ronald Atkinson
Board Member
Tonya Gregg

Staff Members:

CEO/Manager
Dan O’Connell
COO
Bobbie Chokenea
Lead Teller
Kerri Schaub
Loan Officer
Jade Behrendsen
Teller
Denita Fulton