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Today's Rates

Promotional Rates

Promotional Specials
ACCOUNT TYPE MINIMUM BALANCE ANNUAL PERCENTAGE RATE ANNUAL PERCENTAGE YIELD
Accumulator - 12 Month >$5.00 per week 0.25% 0.25%

Deposit Account Rates

Share Rates Anticipated as of March 29, 2010
Certificate of Deposit Rates as of March 29, 2010
Share Accounts
ACCOUNT TYPE MINIMUM BALANCE ANNUAL PERCENTAGE RATE ANNUAL PERCENTAGE YIELD
Regular Shares and Reg X $100.00 0.10% 0.10%
Youth $25.00 0.25% 0.25%
Education $100.00 0.10% 0.10%
Christmas and Vacation Clubs $100.00 0.10% 0.10%
Draft $500.00 0.00% 0.00%
 
Money Market Accounts
ACCOUNT TYPE MINIMUM BALANCE ANNUAL PERCENTAGE RATE ANNUAL PERCENTAGE YIELD
Money Market Checking - Tier I $1,000 to $4,999.99 0.10% 0.10%
Money Market Checking - Tier II $5,000 to $24,999.99 0.20% 0.20%
Money Market Checking - Tier III $25,000 or more 0.30% 0.30%
 
IRA Accounts
ACCOUNT TYPE MINIMUM BALANCE ANNUAL PERCENTAGE RATE ANNUAL PERCENTAGE YIELD
IRA Shares $100 0.10% 0.10%
IRA Conduit and Education $100 0.10% 0.10%
IRA Roth-Contribution and Conduit $100 0.10% 0.10%
IRA SEP Accounts $100 0.10% 0.10%
 
IRA Certificates
ACCOUNT TYPE MINIMUM BALANCE ANNUAL PERCENTAGE RATE ANNUAL PERCENTAGE YIELD
6 Month Regular $250 0.15% 0.15%
12 Month Regular $250 0.25% 0.25%
6 Month Jumbo $250 0.25% 0.25%
12 Month Jumbo $250 0.35% 0.35%
 
Share Certificates: Regular
ACCOUNT TYPE MINIMUM BALANCE ANNUAL PERCENTAGE RATE ANNUAL PERCENTAGE YIELD
3 Month $500 0.10% 0.10%
6 Month $500 0.15% 0.15%
9 Month $500 0.20% 0.20%
12 Month $500 0.25% 0.25%
18 Month $500 N/A N/A
24 Month $500 0.45% 0.45%
30 Month $500 N/A N/A
36 Month $500 0.50% 0.50%
48 Month $500 0.60% 0.60%
60 Month $500 1.00% 1.00%
 
Share Certificates: Jumbo
ACCOUNT TYPE MINIMUM BALANCE ANNUAL PERCENTAGE RATE ANNUAL PERCENTAGE YIELD
3 Month $10,000 0.20% 0.20%
6 Month $10,000 0.25% 0.25%
9 Month $10,000 0.30% 0.30%
12 Month $10,000 0.35% 0.35%
18 Month $10,000 N/A N/A
24 Month $10,000 0.55% 0.55%
30 Month $10,000 N/A N/A
36 Month $10,000 0.60% 0.60%
48 Month $10,000 0.70% 0.70%
60 Month $10,000 1.10% 1.10%

Loan Rates

Rates are subject to change.
Membership eligibility is required.
Secured Loans (Autos, Boats, Motorcycles, etc.)
TERM LOWEST ANNUAL PERCENTAGE RATE HIGHEST ANNUAL PERCENTAGE RATE
24 Months 2.95% 14.20%
36 Months  3.20% 14.45%
48 Months  3.30% 14.55%
60 Months  3.40% 8.65%
66 Months  3.50% 7.25%
72 Months  3.75% 4.00%
84 Months  N/A N/A
Late Fee: You will be charged a late fee of $25.00 if you are over 10 days past due.
Collection Costs: You promise to pay all costs of collecting the amount you owe under promissory note to the extent permitted by State law.

As a condition of receiving collateral loans, you must obtain full insurance coverage on any secured loan.
 
Share Secured Loans
TERM  LOWEST ANNUAL PERCENTAGE RATE  
Unlimited repayment period  3.40%  
 
Unsecured Loans
TERM  LOWEST ANNUAL PERCENTAGE RATE HIGHEST ANNUAL PERCENTAGE RATE
12 to 60 Months  11.00% 17.00%
     
     
 
Home Equity Loans Up to 10 Years
PERCENT OF EQUITY TYPE LOWEST ANNUAL PERCENTAGE RATE HIGHEST ANNUAL PERCENTAGE RATE
Up to 70% Variable N/A N/A
Up to 70% Fixed N/A N/A
Up to 80% - 90% Variable N/A N/A
Up to 80% - 90% Fixed N/A N/A
Up to 100% Variable N/A N/A
Up to 100% Fixed N/A N/A
 
First Mortgage Loans
Due to fluctuating rates, please call ACFCU for a First Mortgage Rate quote.
Online Banking Current Promotions Join ACFCU

Board of Directors:

President
  Sharon Paullin
Vice President
  Mark Holsinger
Secretary
  Edna Cox
Treasurer
  Dan O’Connell
Board member
 Ronald Atkinson
Board Member
  Robin Larue-Beasley
Board Member 
 


Staff Members:

CEO/Manager
  Dan O’Connell
COO
  Bobbie Chokenea
Lead Teller
  Kerri Schaub
Loan Officer
  Jade Behrendsen
Teller