Certificates

Rates are subject to change.
Certificate of Deposit Rates as of March 29, 2010

IRA Accounts
ACCOUNT TYPE	MINIMUM BALANCE	ANNUAL PERCENTAGE RATE	ANNUAL PERCENTAGE YIELD
IRA Shares	$100	0.10%	0.10%
IRA Conduit and Education	$100	0.10%	0.10%
IRA Roth-Contribution and Conduit	$100	0.10%	0.10%
IRA SEP Accounts	$100	0.10%	0.10%

IRA Certificates
ACCOUNT TYPE	MINIMUM BALANCE	ANNUAL PERCENTAGE RATE	ANNUAL PERCENTAGE YIELD
6 Month Regular	$250	0.15%	0.15%
12 Month Regular	$250	0.25%	0.25%
6 Month Jumbo	$250	0.25%	0.25%
12 Month Jumbo	$250	0.35%	0.35%

Share Certificates: Regular
ACCOUNT TYPE	MINIMUM BALANCE	ANNUAL PERCENTAGE RATE	ANNUAL PERCENTAGE YIELD
3 Month	$500	0.10%	0.10%
6 Month	$500	0.15%	0.15%
9 Month	$500	0.20%	0.20%
12 Month	$500	0.25%	0.25%
18 Month	$500	N/A	N/A
24 Month	$500	0.45%	0.45%
30 Month	$500	N/A	N/A
36 Month	$500	0.50%	0.50%
48 Month	$500	0.60%	0.60%
60 Month	$500	1.00%	1.00%

Share Certificates: Jumbo
ACCOUNT TYPE	MINIMUM BALANCE	ANNUAL PERCENTAGE RATE	ANNUAL PERCENTAGE YIELD
3 Month	$10,000	0.20%	0.20%
6 Month	$10,000	0.25%	0.25%
9 Month	$10,000	0.30%	0.30%
12 Month	$10,000	0.35%	0.35%
18 Month	$10,000	N/A	N/A
24 Month	$10,000	0.55%	0.55%
30 Month	$10,000	N/A	N/A
36 Month	$10,000	0.60%	0.60%
48 Month	$10,000	0.70%	0.70%
60 Month	$10,000	1.10%	1.10%

Board of Directors:

President
Sharon Paullin
Vice President
Mark Holsinger
Secretary
Edna Cox
Treasurer
Dan O’Connell
Board member
Brent Soles
Board Member
Ronald Atkinson
Board Member
Tonya Gregg

Staff Members:

CEO/Manager
Dan O’Connell
COO
Bobbie Chokenea
Lead Teller
Kerri Schaub
Loan Officer
Jade Behrendsen
Teller
Denita Fulton